How the NY Driver Protection Act Helps Secure Compensation for the Injured
- Posted on: Jan 18 2018
Motor vehicle accidents happen all the time. From fender-benders to serious collisions, auto accidents can leave you or a loved one with serious injuries. However, if you’re not at fault for the accident, you may want to file a personal injury claim to receive compensation from your time away from work or medical bills.
Unfortunately, if you’re in an accident with someone without insurance or without enough insurance, you may be unable to get all the compensation you need to cover your expenses. Luckily, in the State of New York, you have additional protection through the Driver and Family Protection Act.
What is the Driver and Family Protection Act?
The Driver and Family Protection Act, known formally as the Supplementary Uninsured/Underinsured Motorist (SUM) bill, is designed to give additional protection to individuals who have been in motor vehicle accidents with a driver without proper insurance. SUM insurance will be included in a drivers’ insurance policy unless they sign a waiver opting out.
SUM insurance is provided once the responsible parties’ insurance plan has been completely exhausted. This means that if you have SUM insurance on your own insurance plan, you can rely on financial assistance if you’re ever in an accident with someone with inadequate insurance.
Adding SUM insurance to your auto insurance plan can help you rest easy knowing that you’re fully covered if you’re ever injured in a car accident. With this additional coverage, you don’t need to worry about spending thousands of dollars out of pocket to cover your medical bills or recovery.
Anytime you’re injured in an accident, you will want to connect with a professional personal injury attorney who can help you through your case. With a team of expert lawyers on your side, you can collect the information you need to prove that you weren’t at fault for the accident.
Don’t try and negotiate or fight with insurance companies alone. Contact the legal team at Held & Hines, LLP for assistance through your case. With personal injury offices in both Manhattan and Brooklyn, we can provide you with protection throughout the New York City area. Call us at 855.HELD.HINES for your free consultation.